CDCP
Canadian Dental Care Plan in Etobicoke
Canadian Dental Care Plan Near You
Taking care of teeth is an important part of overall health and wellness. Healthy smiles can make a very big difference in life quality. That is why we care here at Park Lawn Smiles Dental and want to help you get the care you deserve through the Canadian dental care plan in Etobicoke (CDCP). For millions of Canadians, this plan will help to make dental care cost-effective.
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Who Can Benefit from the Canadian Dental Care Plan?
The CDCP is available to certain groups of Canadians, including:- Seniors aged 65 and older
- Children under 18
- Adults with a valid Disability Tax Credit for 2023
- No dental insurance
- Your household income is below $90,000 (adjusted net income)
- You are a Canadian resident for tax purposes
- You filed your taxes last year
How Much Does the CDCP Cover?
The coverage you receive depends on your household’s income. Here’s a simple breakdown of what you can expect:| Adjusted Family Net Income | How much will be covered by the CDCP | How much you’ll pay |
| Less than $70,000 | 100% of qualified oral health care service costs will be covered at the CDCP-established rates. | 0% of CDCP-established fees. You may face additional charges, as described below. |
| Between $70,000 and $79,999 | 60% of qualified oral health care service costs will be paid at the CDCP-established rates. | 40% of CDCP fees are established. You may be charged additional costs, as described below. |
| Between $80,000 and $89,999 | 40% of qualified oral health care service costs will be paid at the CDCP-established rates. | 60% of CDCP fees are established. You may be charged additional costs, as described below. |
Extra Costs You Might Need to Pay
In some cases, you may need to pay extra if:- Your dentist charges more than what the CDCP covers
- You choose treatments that are not covered by the plan
Making Dental Care Easy With CDCP!
We understand that dental care can be overwhelming, but we’re here to make it easier. We’ll explain everything clearly, answer your questions, and help you make decisions that are optimal for your health. If you’re eligible for the CDCP, we’ll guide you through the process to ensure you get the benefits you deserve. This includes the CDCP for seniors, ensuring that older Canadians can access the dental care they need. At Park Lawn Smiles Dental, we’re committed to making dental care simple and accessible for you. Your dental health matters! Don’t wait—reach out to us today to book your appointment or learn more about how we can help you take care of your smile!
Frequently Asked Questions
What If I Already Have Dental Insurance?
Even if you already have dental insurance, like provincial or federal coverage, you can still use the Canadian Dental Care Plan (CDCP). The two plans can work together, helping you get the most out of your benefits without overlapping services. This way, you can ensure you’re getting the full coverage you need and maximize your CDCP benefit.
What Does the CDCP Cover?
The Canadian Dental Care Plan (CDCP) covers a wide range of dental services to keep your smile healthy. Here’s a quick look at what’s included:
- Preventive Care
- Routine, emergency, and specific dental exams
- X-rays
- Cleanings (scaling)
- Fluoride treatments and sealants
- Sedation Options
- Conscious sedation (for mild anxiety)
- Moderate or deep sedation (requires approval)
- Basic Treatments
- Fillings (temporary or permanent)
- Root canals
- Gum disease treatments
- Major Services
- Crowns and repairs (require approval)
- Dentures (new, replacements, or repairs)
- Tooth extractions
- Oral surgeries (like cysts, jaw fractures, and more)
Does the CDCP Cover Dental Care for Seniors?
Yes, the Canadian government dental plan for seniors helps older Canadians get inexpensive dental care so they can keep their teeth and gums healthy and enjoy a bright smile as they age. This plan offers support to seniors in fulfilling their dental needs, especially the essential dental services that they need as they age.
Is Orthodontic Treatment Covered by the CDCP?
Currently, no coverage is available for orthodontic treatments such as braces, but from 2025, orthodontic care would be included as part of the benefit under specific conditions since limited budgets are allocated for coverage.
How Do I Know If I’m Eligible for the CDCP?
To check if you qualify for the Canadian Dental Care Plan (CDCP), you can visit the Health Canada website.
What Documents Do I Need to Apply for the CDCP?
When applying for the CDCP, you’ll need to provide the following information for yourself and your spouse or common-law partner, if applicable:
- Social Insurance Number (SIN) (for children, if available)
- Date of birth
- Full name
- Home and mailing address
- Any government dental coverage you have (if applicable)
- Proof that you and your spouse or common-law partner filed your 2023 tax return and received your Notice of Assessment
Should I Cancel My Private Insurance?
The Canadian Dental Care Plan (CDCP) isn’t meant to replace your current workplace or private dental insurance. It’s there to help Canadians who don’t have any dental coverage.
If you already have insurance, it’s a good idea to keep it for now. The details about how the CDCP will work are still being figured out, so it’s a good idea to keep your current coverage until everything is clearer.
Even if you choose not to use certain benefits, you’ll still have access to dental insurance through your current plan.
Will I Lose My Dental Coverage at Work When the CDCP Launches?
That’s a great question, and many people are wondering the same thing. Right now, most Canadians (about two-thirds) have dental benefits through their jobs, schools, or other group plans. These plans let you choose your dentist and the type of care you need.
The CDCP is meant to help people who don’t have dental benefits, so it shouldn’t take away the coverage you already have through your job or another plan.
How to Apply for the CDCP?
Applying for the CDCP is simple. Here’s what you need to do:
- Submit your application through Health Canada.
- Once your application is approved, you’ll receive a welcome package in about three months. This package will include all the details about your benefits, start date, and your membership card.
- Be sure to review everything carefully to avoid any delays.
When Can I Start Using My CDCP Benefits?
OAs soon as you apply to Health Canada and are accepted, your information will be forwarded to Sun Life, which will enroll you in the CDCP.
Sun Life will send you the date of your coverage commencement, together with your membership card. The exact start date depends on when you enrolled, so if you have questions about your eligibility, it is recommended to reach out to the government directly.
APPLICATION SCHEDULE:
- Seniors aged 87 and above: Applications available now
- Adults with a valid Disability Tax Credit certificate: Applications available now
- Children under the age of 18: Applications available now
- All remaining eligible Canadian residents: Applications begin in 2025.
